Citi custom cash card categories reddit

Author: mixc

August undefined, 2024

WebFor instance, a Citi Custom Cash for 5% cashback on groceries, an Abound CU Visa Platinum for 5% cashback on gas, and a U.S. Bank Altitude Go for 4% cashback on dining. But that's three cards, and even then there's the $500/month cap imposed by the Citi Custom Cash. JigglyJello1 • 1 yr. ago WebCiti Custom Cash Card. 9th inquiry since 12/2024, 741 credit score (Experian), 16% credit utilization, not instantly approved but called their credit card application number within an hour just to check and after verifying identity info was approved for 9k limit (not a prior Citi customer so probably why they had to verify). Income 180k.

Citi Custom Cash Card : CreditCards - reddit

WebMar 28, 2024 · The Discover it Cash Back requires cardholders to activate the categories every quarter. The card offers 5% cash back on purchases in these categories up to $1500 (after 1%) each quarter, and 1% ... WebI am interested in filling the gaps of the 3 Chase cards. Currently, I’m looking at the Citi Custom Cash, World of Hyatt, and US Bank Cash+ card. I’m also somewhat interest in the AMEX Blue Cash Preferred instead of the Citi Custom Cash as it can help with both gas and grocery, but not sure if it’s worth the AF compared to the CCC. philipp lithographing company grafton wi

Citi Custom Cash - Groceries Category : r/CreditCards - reddit

WebCiti Custom Cash SM Card. Citi Double Cash ® Credit Card. With your Citi Custom Cash SM card you earn 5% cash back on your top eligible spend category up to $500 spent … WebMerchants are assigned a Merchant Category Code (MCC) based on what their business does. Credit card companies bundle together a few related MCCs to create a rewards category. Any transaction with a merchant who codes as one of the included MCCs is considered part of that rewards category and earns as such. WebAdding a Citi Rewards+ will increase your redemptions by 10%, making double cash 2.22%. Add a custom cash at 5.55% for one category and you have a solid, simple 2 card cashback lineup that can be expanded further if you desire. You can get a 2nd custom cash via pc, or add a citi premier for travel partners if you choose to in the future. philipp loicht organic food gmbh

Here’s a screenshot of how the Citi Custom Cash Card keeps

Never see the Citi DoubleCash recommended.. why? : r/CreditCards - reddit

WebJan 2, 2024 · The Citi Custom Cash Card is a fantastic no annual fee card that is worth picking up for anyone earning Citi ThankYou points, as it’s a great complement to the Citi Premier Card. The card offers 5x points (or 5% cash back) in your top select category every billing cycle, for up to $500 of spending. While that cap is fairly low, those bonuses ... WebI regularly use an Amex Delta card and the Apple Card as my daily drivers, with a household expenses card. I've been saving the cashback on everything since January 2024 explicitly to buy a new PlayStation and today, as soon as the GameStop charge goes through, I'm cashing in that cash back. The whole thing will be absolutely free. trussville water and gas trussville youth football league

"WebLenders want to see responsible credit usage on cards with some guardrails in place first (low limits, security deposits, etc). Where you bank will likely approve you as they see … " - Citi custom cash card categories reddit

Citi custom cash card categories reddit

Recommendation for Next Card (Grad School) : r/CreditCards

WebBelow are some purely cash back recommendations based on your monthly spending. * Dining $: 150 (Citi Custom Cash OR U.S. Bank Altitude Go OR Wells Fargo Autograph OR Capital One SavorOne) * Groceries $: 350 (Citi Custom Cash OR Amex Blue Cash Everyday OR Capital One SavorOne) * Gas $: 150 (Citi Custom Cash OR Wells Fargo … WebCustom cash - 5% Gas Altitude Reserve - 4.5% back on mobile pay (groceries fit this category) Savor - 4% back on Dining BOA Customized Cash Rewards - 3% back on Online shopping Fidelity Visa - 2% back on all other (rarely used since mobile pay is available essentially everywhere) 1 524Purgatory • 1 yr. ago 5% Citi Custom Cash (capped …

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WebFor the Rewards+, ATT card, and all other older Citi TY cards like the TY Preferred, these cards have a TY redemption rate for cash at 0.5 cents per point. Citi cards with a lower redemption rate can still redeem at a higher rate of 1 cent per point as long as you have a card which allows for the higher redemption rate and you combine TY point ... WebThe new Citi Custom Cash Card is a cash-back credit score card with no annual charge and a beneficiant rewards program that favors on a regular basis spending. With no quarterly rotating classes or money again activation required, it’s a notable enchancment on conventional category-based money again bank cards like Chase Freedom Flex.

WebHowever, it seems MasterCard is coding the transaction as the underlying restaurant, so my UberEats orders are coming in at 5%. This makes the Custom Cash the highest cashback dining card for all forms of dining up to the $500 limit. Competitor cards like the US Bank Cash+ have odd restrictions like 5% on fast food, 2% on other restaurants. WebAs for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. This card is the most flexible rotating category card that fits into anyone's card setup and it gives you a nice sub as well. cwenger • 1 yr. ago You can get cashback as a direct deposit to avoid this problem.

WebA few things to keep in mind are that the BCP is 1) 6% instead of 5%, 2) if you spend close to 6k on groceries, if you spend $400 in one month and $600 on another, you'd get a lower effective return with Citi than with the amex, 3) it's also 6% on media streaming, and 4) 3% on travel related such as lyft, gas, public transfer, etc. 3 Reply WebJul 25, 2024 · The Citi Custom Cash Card is a flexible category card, designed to adapt your rewards to your spending habits. For example, you might earn 5 percent cash back …

WebDec 21, 2024 · The Citi Custom Cash℠ Card is a solid cash-back card with no annual fee. This card differentiates itself from other options on the market by providing the unique …

WebYou get 5% cash back in top category for first $500 spent then 1% on the rest along with 1% on all other categories. So ideally one would be spending about $500 a month in a single category and that’s it’s since other categories would give better return on a catch all 2% card or a 3-6% specific category card. philipp losingerWebThe new Citi Custom Cash Card automatically rewards you for what you spend the most on plus offers a welcome bonus of $200 after spending $750 within 3 months. philipp lothenbachWebApr 12, 2024 · Right at the 7 month mark they gave me an auto-cli while the card was maxed out. I was shocked. I saw a report on reddit that Citi uses 13 month look back for 1 year. So I think Citi takes 7 months for their "6 month" clock along similar lines. truss watchWebCiti custom cash groceries category. Is it generous or strict? My chase freedom flex 5% cb on groceries will end in September, and I am already thinking of ways to keep getting 5% cb for that as it has become invaluable. truss vs frame differenceWebChase Freedom Flex: $17,400 limit, opened on 10/19/2024. Citi Custom Cash: $4,500 limit (recently got a CLI on 3/30/2024), opened on 11/10/2024. Bank of America Customized Cash Rewards: $19,000 limit, opened on 2/9/2024. Bank of America NWF (co-branded) Customized Cash Rewards: $19,000 limit, opened on 5/11/2024. trussworks/config/awsWebAug 15, 2024 · The Custom Cash is an easy-to-use, flexible earning card that automatically selects your 5 percent category according to the category you spent the most on during that billing cycle and is great for cardholders who consistently spend $500 or more in a single category. trussworks caWebLenders want to see responsible credit usage on cards with some guardrails in place first (low limits, security deposits, etc). Where you bank will likely approve you as they see your cash flow but simply having a debit card means absolutely nothing for credit decisions elsewhere. Wait 6-12 months after getting a card before trying for the CCC ... truss web