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WebCiti, the leading global bank, serves more than 200 million customer accounts and does business in more than 160 countries and jurisdictions. Learn more today. WebLoan amortization is what we call the process of paying off a loan over time. When you get a mortgage, you’ll make a payment every month. At first, most of your payments will go toward interest. As the amount you owe gradually goes down, more of your payments will go toward principal. By making regular payments over the lifetime of your loan ... the log likelihood ratio

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